Penny Mogul Terms of Use

Last updated: 2026-11-13

These terms apply to the mobile game Penny Mogul ("the game"), made by Pellovrix ("we", "us"). By installing or playing the game, you agree to these terms. If you do not agree, please do not use the game.

Our Privacy Policy explains how we handle your data.

1. Who can play

You must be at least 13 years old to play. If you are under the age of adulthood in your country, a parent or guardian must agree to these terms for you.

2. Your account

• The first time you open the game, it creates a guest account that is stored on your phone. No sign-up is needed.
• If you uninstall the game, lose your phone or reset it without connecting a Google account (Gmail), your guest account cannot be recovered. Connect Gmail in your profile to keep your progress safe.
• A game connected to Gmail can be played on one phone at a time. Signing in on another phone signs out the previous one.
• Keep your phone and Google account secure. You are responsible for what happens in your account.
• You can delete your account at any time (profile → Delete my account, or at pennymogulgame.com/delete-account). Deletion is permanent.

3. Virtual money and items

• Everything you earn or buy in the game (in-game cash, net worth, homes, beggars, upgrades, outfits, coins, medals) is virtual. It has no real-world value, cannot be exchanged for real money or anything of value, and cannot be sold or transferred outside the game.
• You do not own these items. We give you a limited right to use them in the game while your account exists.
• We may change game balance, prices, rewards and features, and we reset leagues at the end of each season.

4. The in-game market

The game has a market where you can buy and sell made-up coins with in-game cash only. Their prices follow the movements of the real cryptocurrency market, made stronger for fun. The market is only a game: no real money, real cryptocurrency or real trading is involved, and nothing in the game is financial or investment advice. Trading may pause when price data is unavailable.

5. Ads

The game offers optional rewarded ads. You get the reward only if you watch the ad to the end. We cannot guarantee that an ad will always be available.

6. Purchases

There are no real-money purchases in the game at the moment. If we add them (for example, the "Penny Pass"), they will be sold through Google Play, Google Play's terms and refund policy will apply, and we will update these terms.

7. Fair play

You agree not to:

• use cheats, bots, automation, modified game versions or bugs to gain an advantage;
• create many accounts to manipulate leaderboards or rewards;
• choose a nickname that is offensive, hateful, sexual, impersonates someone or breaks the law;
• attack, overload or try to get unauthorized access to our servers;
• copy, sell or reverse-engineer the game, except where the law allows it.

If you break these rules, we may change your nickname, remove you from leaderboards, reset your progress, or suspend or delete your account.

8. Availability and changes

The game needs an internet connection. We may update, change or pause the game, and we may stop offering it. If we decide to shut the game down, we will try to announce it in advance in the game or on the store page. The game is provided "as is", without guarantees that it will always be available or free of errors.

9. Our content

The game, its art, sounds, texts and code belong to the developer. These terms give you a personal, non-commercial, non-transferable right to play the game.

10. Liability

To the maximum extent permitted by law, we are not liable for indirect damages or for the loss of virtual items or progress. Nothing in these terms limits rights that you have under the consumer protection laws of your country, which cannot be waived.

11. Law

These terms are governed by the laws of the Republic of Azerbaijan. If you are a consumer, you also keep the protection of the mandatory laws of the country where you live, and you may bring a claim in the courts there.

12. Changes to these terms

We may update these terms. We will change the "Last updated" date at the top and, for important changes, tell you in the game. If you keep playing after a change, you accept the new terms.

13. Contact

• Developer: Pellovrix
• Email: support@pennymogulgame.com
• Website: pennymogulgame.com